Wells Fargo New Cash Card: Unlimited 2% Cash Back, $200 Bonus & No Annual Fee

On: April 23, 2025 3:57 PM

Wells Fargo New Cash Card: Discover the Wells Fargo Active Cash® Card—earn unlimited 2% cash rewards on every purchase, enjoy a $200 cash bonus after spending $500 in the first 3 months, and benefit from a 0% intro APR for 12 months, all with no annual fee. Simple, rewarding, and flexible for everyday spending

Wells Fargo’s New Cash Cards: Simple, Powerful Rewards for Everyone

#Wells Fargo has made a splash in the credit card world with its new lineup of cash back cards, designed for both everyday consumers and business owners. If you’re looking for a card that keeps things simple while offering strong rewards, here’s what you need to know about their latest offerings.

Wells Fargo Active Cash® Card: Effortless Cash Back for Everyday Spending

The Wells Fargo Active Cash® Card stands out for its straightforward approach: you earn unlimited 2% cash back on every purchase, with no categories to track and no spending caps6 7 8. That means whether you’re buying groceries, filling up your gas tank, or shopping online, you always get the same high rate of rewards.

Key Features:

Unlimited 2% cash back on all purchases—no exceptions or rotating categories.
$200 cash rewards bonus after spending $500 in the first three months.
No annual fee, so your rewards aren’t eaten up by costs.
0% introductory APR for 12 months on purchases and balance transfers, making it a great option if you want to pay off a big expense over time.
Flexible redemption options: statement credits, direct deposits, ATM withdrawals (for Wells Fargo customers), gift cards, and more.
Extra perks like cellphone protection (up to $600) when you pay your phone bill with the card.

This card is perfect for anyone who wants a “set it and forget it” rewards card—no need to remember which purchases earn more, and no hoops to jump through for your cash back.

Wells Fargo Signify Business Cash Mastercard®: Designed for Small Business Owners

For business owners, Wells Fargo has launched the Signify Business Cash Mastercard®, bringing the same simplicity and value to business spending.

Highlights:

Unlimited 2% cash rewards on business purchases, with no caps or categories to track.
No annual fee, so you keep more of what you earn.
$500 cash rewards bonus when you spend $5,000 in the first three months.
Free employee cards, making it easy to earn rewards on all business spending.
Flexible redemption: statement credits, direct deposit, gift cards, travel, and more.
World Elite Mastercard benefits, including rental insurance, Priority Pass, and ID theft protection.

Wells Fargo listened to business owners who wanted rewards programs that are easy to understand and offer real value. The Signify Business Cash card delivers exactly that—straightforward rewards and useful benefits, with no hidden fees or complicated rules

Why These Cards Stand Out

Simplicity: No confusing categories, no rotating rewards, no limits—just a flat 2% back on everything.
Strong Welcome Bonuses: Both cards offer generous cash rewards for new cardholders who meet the initial spending requirement
No Annual Fee: You get all the benefits and rewards without paying extra every year
Flexible Redemption: Use your rewards how you want—cash, statement credit, travel, gift cards, or even at the ATM (for personal cards)

Who Should Consider These Cards?

Everyday spenders who want reliable, hassle-free cash back.
Small business owners looking for a straightforward way to earn rewards on every purchase.
Anyone who wants a card with a strong welcome bonus and no annual fee.