Choice Home Warranty Prices 2025: Plans, Costs & Discounts Explained

On: April 15, 2025 11:00 AM

Choice Home Warranty Prices: Discover affordable Choice Home Warranty prices starting at $45/month! Learn about plans, optional add-ons, service fees, and discounts available in 2025

Choice Home Warranty Prices: A Complete Guide for Homeowners in 2025

#Choice Home Warranty is a popular provider of home warranty plans, offering affordable coverage for major appliances and systems. If you’re considering protecting your home with a warranty, understanding the pricing, plans, and additional costs is crucial. This blog post provides a detailed overview of Choice Home Warranty prices, coverage options, and factors that impact costs to help you make an informed decision.

How Much Does Choice Home Warranty Cost?

Choice Home Warranty offers two primary plans: the Basic Plan and the Total Plan. Here’s a breakdown of their pricing:

Monthly and Annual Costs

Basic Plan: $45–$46.67 per month ($500–$560 annually)
Total Plan: $53.33–$55 per month ($600–$660 annually)

The Basic Plan covers essential systems like plumbing, heating, and electrical systems, while the Total Plan includes additional coverage for high-value appliances like air conditioners, refrigerators, washers, and dryers1 2 7.

Service Fee

Each time you file a claim and a technician visits your home, you’ll pay a service fee. Choice Home Warranty charges:

$85–$100 per service call, which is lower than many competitors whose fees range from $60 to $1502 8.

Optional Add-Ons and Customization

Choice Home Warranty allows homeowners to customize their plans with optional add-ons for specialty items. These add-ons cost between:

$3.33–$15 per month ($40–$180 annually)2 5.

Common add-ons include:

Pool and spa coverage
Roof leak protection
Septic systems
Stand-alone freezers
Central vacuum systems

These options make it easy to tailor coverage based on your home’s unique needs.

Factors That Impact Choice Home Warranty Costs

Several factors influence the cost of Choice Home Warranty plans:

1. Type of Plan

The Total Plan costs slightly more than the Basic Plan but offers broader coverage for major appliances and systems like air conditioning and refrigerators2 7.

2. Location

Where you live can affect pricing due to variations in competition among providers. States like Florida and California may have lower premiums compared to areas with fewer providers like Alaska2.

3. Size of Your Home

Homes larger than 5,000 square feet may incur additional fees (e.g., $140 annually), raising the premium from $660 to $8005.

4. Optional Add-Ons

Adding coverage for specialty items increases monthly costs but can save money on expensive repairs or replacements in the long run2 5.

Available Discounts

Choice Home Warranty offers discounts to new customers:

$50 off plus the first month free when purchasing an annual plan upfront.
This can result in savings of up to $103.33 in the first year2. Seasonal promotions may also be available, so it’s worth checking for deals before signing up.

What’s Covered Under Choice Home Warranty Plans?

Here’s a quick comparison of what each plan covers:

Covered Item	Basic Plan	Total Plan
Air Conditioning	–	✓
Ceiling Fans	✓	✓
Clothes Washer & Dryer	–	✓
Dishwasher	✓	✓
Electrical System	✓	✓
Garbage Disposal	✓	✓
Heating System	✓	✓
Plumbing System & Stoppages	✓	✓
Refrigerator	–	✓
Water Heater	✓	✓

Optional add-ons cover items like pools, spas, well pumps, and roof leaks2 7.

Is Choice Home Warranty Worth It?

Choice Home Warranty is one of the most affordable providers in the market, with competitive service fees and higher coverage limits (up to $3,000 per item annually). However, it’s essential to weigh the pros and cons:

Pros

Affordable monthly premiums starting at $45
Low service fees compared to competitors
Coverage limits of up to $3,000 per item
24/7 customer support for claims filing
No home inspection required for signup8

Cons

Mixed customer reviews citing claim denials
Limited customization options
Exclusions buried in contracts that may catch homeowners off guard4 8

Conclusion

Choice Home Warranty offers affordable protection for homeowners looking to cover major appliances and systems against costly repairs. With two straightforward plans starting at $45 per month and optional add-ons for customization, it’s a solid choice for many households. However, potential buyers should carefully review exclusions and customer feedback before committing.

If you’re ready to safeguard your home with Choice Home Warranty, take advantage of their discounts and promotions to maximize savings.